diff --git a/lib/src/lightwallet/data.rs b/lib/src/lightwallet/data.rs
index eb57b13..657f342 100644
--- a/lib/src/lightwallet/data.rs
+++ b/lib/src/lightwallet/data.rs
@@ -440,7 +440,7 @@ pub struct WalletTx {
 
 impl WalletTx {
     pub fn serialized_version() -> u64 {
-        return 4;
+        return 5;
     }
 
     pub fn new(height: i32, datetime: u64, txid: &TxId) -> Self {
@@ -460,10 +460,9 @@ impl WalletTx {
 
     pub fn read<R: Read>(mut reader: R) -> io::Result<Self> {
         let version = reader.read_u64::<LittleEndian>()?;
-        assert!(version <= WalletTx::serialized_version());
+        assert!(version <= WalletTx::serialized_version(), "Version mismatch. Please restore with your Seed");
 
         let block = reader.read_i32::<LittleEndian>()?;
-
         let datetime = if version >= 4 {
             reader.read_u64::<LittleEndian>()?
         } else {
@@ -472,23 +471,24 @@ impl WalletTx {
 
         let mut txid_bytes = [0u8; 32];
         reader.read_exact(&mut txid_bytes)?;
-
         let txid = TxId{0: txid_bytes};
 
         let notes = Vector::read(&mut reader, |r| SaplingNoteData::read(r))?;
         let utxos = Vector::read(&mut reader, |r| Utxo::read(r))?;
-
         let total_shielded_value_spent = reader.read_u64::<LittleEndian>()?;
         let total_transparent_value_spent = reader.read_u64::<LittleEndian>()?;
-
-        // Outgoing metadata was only added in version 2
         let outgoing_metadata = Vector::read(&mut reader, |r| OutgoingTxMetadata::read(r))?;
 
-        let incoming_metadata = Vector::read(&mut reader, |r| IncomingTxMetadata::read(r))?;
+        // Read incoming_metadata only if version is 5 or higher
+        let incoming_metadata = if version >= 5 {
+            Vector::read(&mut reader, |r| IncomingTxMetadata::read(r))?
+        } else {
+            vec![]
+        };
 
         let full_tx_scanned = reader.read_u8()? > 0;
-            
-        Ok(WalletTx{
+
+        Ok(WalletTx {
             block,
             datetime,
             txid,
@@ -502,6 +502,7 @@ impl WalletTx {
         })
     }
 
+
     pub fn write<W: Write>(&self, mut writer: W) -> io::Result<()> {
         writer.write_u64::<LittleEndian>(WalletTx::serialized_version())?;