Update num confirmations to 5

README.md

@@ -22,7 +22,7 @@ Run `zecwallet-cli help` to see a list of all commands.
 ### Note Management
 Zecwallet-CLI does automatic note and utxo management, which means it doesn't allow you to manually select which address to send outgoing transactions from. It follows these principles:
 * Defaults to sending shielded transactions, even if you're sending to a transparent address
-* Sapling funds need at least 4 confirmations before they can be spent
+* Sapling funds need at least 5 confirmations before they can be spent
 * Can select funds from multiple shielded addresses in the same transaction
 * Will automatically shield your transparent funds at the first opportunity
     * When sending an outgoing transaction to a shielded address, Zecwallet-CLI can decide to use the transaction to additionally shield your transparent funds (i.e., send your transparent funds to your own shielded address in the same transaction)

lib/src/lightwallet.rs

@@ -1468,7 +1468,7 @@ impl LightWallet {
         if selected_value < u64::from(target_value) {
             let e = format!(
                 "Insufficient verified funds (have {}, need {:?}). NOTE: funds need {} confirmations before they can be spent.",
-                selected_value, target_value, self.config.anchor_offset
+                selected_value, target_value, self.config.anchor_offset + 1
             );
             error!("{}", e);
             return Err(e);